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- Farm and Ranch Insurance
Safety and Loss Control
Your One-Stop Resource for Farm and Ranch Insurance
Your insurance concerns are unique - from the impact of weather and fuel prices to maintaining your equipment and the state of the commodities markets. Here’s a list of commonly-asked questions from farmers and ranchers to help you identify how Nationwide can help protect your livelihood. When you’re ready to speak to an agent, find one near you using our Professional Locator.
(Coverages may not be available in all states.)
| Your Worries | |
|---|---|
| What you think about | How Nationwide can help |
| What if my product spoils due to a power outage or a refrigeration equipment failure? |
Spoilage Coverage Power Outage Coverage Equipment Breakdown Coverage |
| What if the cab glass on my tractor breaks? | Farm Property Coverage (no deductible) |
| How do I handle inventory that changes throughout the year? | Peak Season Coverage |
| What if someone else's property is damaged because of a chemical overspray from my property? | Farm Liability Policy (optional coverage is available for increased limits) |
| What if a rock or other foreign object damages some farm equipment? | Farm Property Coverage |
| What if some of my milk becomes contaminated? | Optional coverage may be available to provide liability for milk contamination |
| What if there is an accident involving one of my business vehicles or an employee driving his own vehicle for business use? |
Business Auto Coverage Non-owned Auto Coverage |
| What if my drains back up, causing damage? | Backup of Sewer or Drain Coverage |
| What if some of my farm products are damaged while in transit in my own vehicle or someone else's? | Cargo coverage provided in Farm Property |
| What if my livestock enters a road and causes injury to a motorist? |
Injury to motorist covered in Farm Liability Coverage Death of animal covered in Farm |
| What if a power surge damages my computers and I lose important records? | Electronic Data Processing Coverage |
| What if my property or equipment is damaged because of theft, robbery, or vandalism? | Property Coverage |
| What if I damage autos I rent during busy seasons? | Hired Auto Coverage |
| Am I covered if I feed another ranchers cattle herd? | Custom Feeding Endorsement |
| Can I get coverage if I use my ATV outside my own property? | Optional coverage available to provide liability coverage for off-premises ATV use |
| Does coverage protect me if a fire starts in my barn? | Farm Property Form |
Did You Know?
One dairy cow generates $17,000 in annual economic activity.
–Coalition To Support Iowa’s Farmers
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Did You Know?
When you purchase a new piece of equipment, Nationwide automatically provide up to $100,000 in coverage for 60 days.
Want to know more?
Find
a Nationwide Insurance® agent
