• Farm General Liability
• Farm Product Liability

Understanding Farm Product Liability Insurance

Product Liability Insurance

Your farm policy provides some product liability protection, but only for produce that you grew on your property and that you sell in an unprocessed condition.

So, for example, if you are selling apples directly to the public that you grew in your orchard, you would have product liability coverage if a child bites one of your apples and breaks a tooth.

If you turn your apples into apple cider, apple butter or some other processed good, then you would need to have additional commercial liability coverages written as a complement to your farm policy.

Umbrella Liability Insurance

If you have your farm or ranch and vehicles insured with Nationwide Agribusiness, you may want to consider an Umbrella Liability policy. This is an additional layer of liability protection that goes over your other Nationwide Agribusiness liability policies and provides an extra layer of security. Umbrella liability insurance can be a very cost effective way to add more liability protection for your farm or ranch. Talk to your agent.