Farm property insurance helps protect the extra important things on your farm, like your home and its contents, your farm machinery and equipment, the products you produce and your farm structures (like barns). Things that make your farm your farm.
Home and contents protection
Generally, your farm property insurance covers your home (and any tenant dwellings), your home’s contents (household personal property) and other buildings and outdoor equipment to maintain your home such as:
- Detached garages
- In-ground pools
- Outdoor radio or television antennas and satellite dishes
- Trees, shrubs, plants and lawns
When you insure your home and its contents with AgriChoice®, your insurance policy also provides coverage for debris removal, credit card theft and loss of use. Optional coverages allow you to increase limits in many situations.
Insurance for personal farm property
Farm property insurance also covers personal farm property. This includes farm machinery and equipment, livestock and farm products (like grain, silage, animal feed, pesticides and fertilizer).
Insurance for farm structures
Look for coverage that protects against losses or damage to your buildings and structures, including barns, confinement facilities, dairy parlors, silos, portable buildings, pens, chutes and corral fencing, building materials for farm buildings and fixed irrigation equipment.