• Farm Tractors
• Farm Irrigation
• Farm Trailers
• Farm ATVs

Understanding Insurance for Farm Trailers

Trailers used in your farm or ranch operation, like a hay bale wagon or a livestock trailer, can be insured on your farm policy as farm equipment. As such, they are covered for Special Causes of Loss. They are covered for the protections available for farm equipment including damage during towing and hitching, foreign object damage and contact with the roadbed or ground.

The provisions pertaining to newly acquired machinery and replacement machinery as well as coverage for borrowed farm equipment and rented or leased equipment are all the same as with farm equipment.

If the trailer is licensed for road use, it will need to be insured on a Business Auto policy which can be written in conjunction with your AgriChoice^® farm policy. So it’s important to be sure your agent understands how you use your trailers.