Farm Umbrella Insurance – Because Accidents Happen

Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your farm is protected. While no one wants accidents to happen, they do – and people sue. Here are a few possibilities:

• An accident on your farm results in multiple injuries or deaths
• Someone successfully sues you for damages resulting in illness from your products.

Cover your farm with umbrella liability insurance

An umbrella policy picks up where your farm auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your umbrella coverage can pay the outstanding $500,000 – which is a lot less painful than having it come out of your farm profits.

Umbrella liability insurance coverage tailored to your needs

How much umbrella insurance coverage does your farm need? A variety of factors goes into determining the answer, including the type of farm you own and how much coverage you already have.

Contact a local Nationwide Insurance^®agent for a free umbrella quote customized to suit your needs.

Nationwide’s 24/7 claim service takes care of your farm

If a loss keeps your farm from operating smoothly, you can count on our team of farm insurance professionals to gather all the facts, assess the damage and settle the claim quickly and fairly. Just call our dedicated claims service representatives at 1-800-248-6283 anytime from anywhere in the U.S. or Canada, and we’ll help get things back on track.

Find superior service with Nationwide Insurance^®

Nationwide is the largest farm insurance writer in the country. As a Nationwide customer, you are entitled to 24/7 claims service, superior customer service, free loss control information and the financial stability that comes with an A+ rating from A.M. Best. Contact a local Nationwide agent today for a free farm insurance quote customized to suit your business needs.

And don’t miss our free risk management tips, which offer ideas to help protect you and your employees. Taking time now to prevent accidents and injuries is a great way to save you time and money later.