The Best of America® IV
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The Best of America® IV


The Best of America IV is a deferred variable annuity currently available with 403(b) plans. This product has limited availability.

Target market

This product is designed for clients with a 403(b), 401(k), 401(a), or SEP-IRA planning for retirement.

Key features

  • Income through annuitization
  • Death benefits
  • Tax-deferred growth

Investment options

We offer a wide variety of investment options across a broad spectrum of asset classes and styles, including multiple asset allocation funds.

Product literature/support materials

Product details

  • Maximum issue ages: Annuitant age 78, owner any age
  • Plan types: 403(b), 401(k), 401(a), SEP-IRA
  • Contingent Deferred Sales Charge (CDSC): 7-year 7-6-5-4-3-2-1-0%
  • 1.30% fee (M&E 1.25%, Administrative 0.05%)
  • Maximum annual contract maintenance charge: $30
  • Minimum investment: no minimum; subsequent: $10
  • Penalty free withdrawals: 10% of purchase payment noncumulative after the first year (unless for RMD). Withdrawals of earnings at any age are subject to ordinary income tax and distributions prior to age 59½ may be subject to a 10% tax penalty.

Get started

For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.