The Child rider, if added to a policy, pays a benefit upon the death of a child of the insured including biological children, stepchildren, and legally adopted children of the insured who are at least 15 days old and are named in the application. Children born to or legally adopted by the insured after the policy is issued are also covered.
Children are covered until they reach the age of 22 or until they are married, whichever comes first.
The benefit is paid on each child and there is a limit to the benefit payable.
For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.