|Product Name||Type||Premium Payments||Surrender Charges (CDSC)|
|Nationwide® Clear Horizon® Index Annuity||Deferred||Single premium||7/7/6/6/5/5/3|
|Nationwide New HeightsSM Fixed Indexed Annuity||Deferred||Single premium||10/10/9/8/7/6/5/4/3/2/0*|
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Nationwide Clear Horizon Contract/Certificate: FAC-0103AO, Oklahoma Contract/Certificate: FAC-0103OK
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
The Nationwide Clear Horizon Index Annuity is issued by Nationwide Life Insurance Company, Columbus, Ohio, a member of Nationwide Financial®.
Nationwide New Heights is underwritten by Nationwide Life and Annuity Insurance Company, Columbus, Ohio 43215, member of Nationwide Financial. Contract/certificate: FACC-0108AOPP, FARR-0104AO, FARR-0105AO, FARR-0108AO, FARR-0109AO, ICC13-FACC-0108AOPP, ICC13-FARR-0104AO, ICC13-FARR-0105AO Oklahoma contract/certificate: FACC-0108OKPP, FARR-0106AO, FARR-0107AO, FARR-0110AO, FARR-0111AO.
Guarantees and protections are based on the claims paying ability of Nationwide Life Insurance Company.
*The CDSC percentages differ in some states. Contact Nationwide to verify the CDSC schedule in your state.