|Product Name||Type||Premium Payments||Surrender Charges (CDSC)|
|Nationwide® Clear Horizon® Index Annuity||Deferred||Single premium||7/7/6/6/5/5/3|
|Nationwide New Heights® Fixed Indexed Annuity||Deferred||Single premium||10/10/9/8/7/6/5/4/3/2/0*|
|Nationwide New Heights® 8 Fixed Indexed Annuity1||Deferred||Single premium||8/7/6/5/4/3/2/1/0|
|Nationwide New Heights® 9 Fixed Indexed Annuity||Deferred||Single premium||9/9/9/9/8/7/6/5/4/0*|
|Nationwide New Heights® 10 Fixed Indexed Annuity||Deferred||Single premium||10/10/9/8/7/6/5/4/3/2/0*|
|Nationwide New Heights® 12 Fixed Indexed Annuity||Deferred||Single premium||10/10/10/10/10/9.5/9/8/7/6/5/4/0|
1 This product is available in AR, CA, CT, DE, IA, IL, MA, ND, NM, OK, VA, VT, WY
Read this important information
Nationwide Clear Horizon Contract/Certificate: FAC-0103AO, Oklahoma Contract/Certificate: FAC-0103OK
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value
The Nationwide Clear Horizon Index Annuity is issued by Nationwide Life Insurance Company, Columbus, Ohio.
Nationwide New Heights is underwritten by Nationwide Life and Annuity Insurance Company, Columbus, Ohio 43215. Contract/certificate: FACC-0108AOPP, FARR-0104AO, FARR-0105AO, FARR-0108AO, FARR-0109AO, ICC13-FACC-0108AOPP, ICC13-FARR-0104AO, ICC13-FARR-0105AO Oklahoma contract/certificate: FACC-0108OKPP, FARR-0106AO, FARR-0107AO, FARR-0110AO, FARR-0111AO.
Guarantees and protections are based on the claims paying ability of Nationwide Life Insurance Company.
*The CDSC percentages differ in some states. Contact Nationwide to verify the CDSC schedule in your state.