Nationwide Clear Horizon® Fixed Indexed Annuity
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Nationwide Clear Horizon Fixed Indexed Annuity


Annuities are a long-term contract you purchase from an insurance company to help you accumulate assets for retirement. They offer several ways to generate income, including systematic withdrawal and annuitization; annuitization is offered at no additional cost. If you take withdrawals before you're age 59½, you may have to pay a 10% early withdrawal federal tax penalty in addition to ordinary income taxes. Withdrawals may trigger early surrender charges.

Guarantees and protections are subject to the claims-paying ability of the issuing insurance company.

A fixed indexed annuity offers returns based on the changes in a securities index, such as the S&P 500® Composite Stock Price Index. Indexed annuity contracts also offer a specified minimum which the contract value will not fall below, regardless of index performance. After a period of time, the insurance company will make payments to you under the terms of your contract. A fixed indexed annuity is not a stock market investment and does not directly participate in any stock or equity investment. It may be appropriate for individuals who want guaranteed interest rates and the potential for lifetime income. Lifetime income may be provided through annuitization at no additional cost.

Watch this video to learn more about how Clear Horizon works and why it may be a solution for your clients.

Target market

Nationwide Clear Horizon Fixed Indexed Annuity is for clients who desire a measure of protection for their money without losing the ability to benefit from gains in the market.

Key features

Two account options are available - an interest account and an index account. Money can be allocated into one or both accounts, but the total allocation must equal 100%.

Restrictions and limitations apply.

Sales ideas

Product literature/support materials

Product details

Get started

For more information or to make a case, contact the National Sales Desk at 1-800-321-6064.

The "S&P 500" is a product of S&P Dow Jones Indices LLC ("SPDJI"), and has been licensed for use by Nationwide Life and Annuity Insurance Company ("Nationwide"). Standard & Poor's®, S&P® and S&P 500® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); DJIA®, The Dow®, Dow Jones® and Dow Jones Industrial Average are trademarks of Dow Jones Trademark Holdings LLC ("Dow Jones"); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Nationwide. Nationwide Clear Horizon® Indexed Annuity is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500.

The Nationwide Clear Horizon Fixed Indexed Annuity, an individual, single purchase payment, deferred, fixed interest and/or index annuity contract does not directly participate in any stock or equity investments.

Nationwide Clear Horizon is a service mark of Nationwide Mutual Insurance Company.