Nationwide DestinationSM Architect 2.0 Variable Annuity
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Nationwide DestinationSM Architect 2.0 Variable Annuity

Overview

Nationwide Destination Architect is a low-cost advisory-based variable annuity with no surrender charge and more than 100 investment options to choose from when a guaranteed lifetime withdrawal benefit (GLWB) is not elected.

Target market

Nationwide Destination Architect is an advisory-based variable annuity for clients who are seeking to build a portfolio with growth potential and guaranteed lifetime income.  All guarantees and protections are subject to the claims-paying ability of Nationwide Life insurance company. Additional costs apply to elect this guarantee and restrictions apply.

Sales idea

Product literature/support materials

Product details

  • Maximum issue age: Annuitant age 85; no minimum issue age
  • Plan types: Nonqualified, IRA, Roth IRA, SIMPLE IRA, SEP IRA, Charitable Remainder Trusts
  • Minimum initial investment: $25,000
  • Subsequent payments: $1000 (or $150 for automated clearinghouse)
  • Return of purchase payment death benefit is standard (greater of contract value or purchase payments less applicable fees and previous withdrawal amounts)
  • Contingent Deferred Sales Charge: N/A
  • Total fee: 0.40%
    • Mortality & expense fee: 0.20%
    • Admin fee: 0.20%

Riders

Get started

For more information or to make a case, contact the National Sales Desk at 1-800-321-6064.