Nationwide Retirement Flexible Advantage^®

No one knows your clients’ retirement needs better than you. That’s why we created Nationwide Retirement Flexible Advantage − offering the flexibility and control that allows you to select from a variety of services and features that best meet your clients’ needs.

Watch this video to see if it is right for you and your clients.

Features

More than 1,000 investment options from over 90 fund families
Target maturity funds from multiple fund families
Lifestyle/risk-based funds
Nationwide’s Fund Window
Self-directed brokerage accounts
Professionally managed accounts for participants*

Support

Nationwide Financial Fiduciary Series^SM
Fiduciary Warranty
Nationwide’s Fund Window
3(38) Investment Fiduciary Service from IRON Financial*

* Not all offerings approved for use with all broker/dealers

Plan Types

401(a) − such as 401(k), profit sharing and money purchase
ERISA 403(b)
Certain nonqualified deferred compensation plan

Plan Minimums

$50,000 first-year plan assets

Trust and Custodial Services

Nationwide Trust Company, FSB, a division of Nationwide Bank®, will serve as custodian or directed trustee of plan assets.

Fixed Investment Choices

Nationwide Fixed Select Contract^SM
The Best of America^® Retirement Advisor^SM Group Annuity
The Best of America Retirement Advisor Group Annuity Fixed Contract
The Nationwide Bank^® FDIC Insured Deposit Account

Account Access

INQUIRE — toll-free, voice response system
Interactive employee website
Web access for you — participant and plan-level information

Fees

Program fee
What it provides: Plan services such as online access, educational materials, employee statements, transaction processing and maintaining employee records.
Financial Advisor Expense
What it provides: Consulting, services and support individualized for the plan.
Administration Expense
What it provides: Plan testing, compliance and filing services.

Ready to take the next step?

Read this white paper for additional information or call 1-800-626-3112.

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

The Nationwide Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, FSB, a division of Nationwide Bank. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment
Svcs. Corporation. Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH 43215-2220.

Nationwide, Nationwide Bank, the Nationwide framemark, Nationwide Retirement Flexible Advantage and Nationwide ClearCredit are service marks of Nationwide Mutual Insurance Company. Nationwide Financial Fiduciary Series, The Best of America and Retirement Advisor are service marks of Nationwide Life Insurance Company.

Fixed APO-2242, APO-1470 (NY ), Indexed Fixed APO-2241, APO-1471 (NY )

Please note that the investment options offered through Nationwide’s Fund Window have not been individually selected and are not monitored by the Plan Representative. Nationwide does not monitor the funds offered through Fund Window.

Nationwide ClearCredit is the amount by which the Nationwide Asset Fee is reduced for a particular fund. The ClearCredit is based upon the amount of payments Nationwide receives from the particular fund. It will change if the amount of payments Nationwide receives from a particular fund changes and is not applicable to every fund. For more information about payments Nationwide receives, go to nationwide.com.

RIA Managed Account Services is a separate financial processing service offered by Nationwide through its affiliate, RIA Services, Inc. that allows sponsors of plans funded with the Nationwide Group Retirement Series to make investment advisory services available to participants. The plan sponsor must determine whether this service is appropriate for participants and consistent with the terms of the plan and has exclusive responsibility for the selection of any investment advisory firm.

Nationwide takes no position as to either the advisability or the necessity of the use of registered investment advisors. Your employer has selected the registered investment advisor providing this service to the plan and is solely responsible for the selection and monitoring of the registered investment advisor. This service is separate and apart from the actual sale of any Nationwide product which may be used to provide the plan’s underlying investments. The fee for this service is in addition to any asset fee or asset management charges associated with each individual investment option and any applicable change to record-keeping fees.

Self-directed brokerage services are available through TD Ameritrade Corporate Services, Division of Ameritrade, Inc., a registered broker-dealer not affiliated with Nationwide.

Target Maturity Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Maturity Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds. Target Maturity Funds are subject to market risk and loss. Loss of principal can occur at any time, including before, at or after the target date. There is no guarantee that target date funds will provide enough income for retirement.