Nationwide Retirement Innovator^®

Offering a retirement plan doesn’t have to be complicated. Nationwide Retirement Innovator can be easier for your clients to manage – and easier for employees to participate in.

Features

More than 700 mutual fund options
Nationwide Financial Fiduciary Series to help analyze investment options
Fund Window
Self-directed brokerage account
Professionally managed accounts from multiple providers*, including the Nationwide ProAccount program
Lifestyle/target maturity funds, including target maturity funds from multiple fund families
No proprietary fund requirements
Multiple fixed account options

For more information about the available underlying investment options, including all charges and expenses, please consult a fund prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your pension representative or by calling 1-800-626-3112. Before investing, carefully consider the fund’s investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus carefully before investing.

Target Maturity Funds are designed for people who plan to retire during or near a specific year. These funds use a strategy that reallocates equity exposure to a higher percentage of fixed investments over time. As a result, the funds become more conservative over time as retirement approaches. It’s important to remember that no strategy can assure a profit or prevent a loss in a declining market.

Target Maturity Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Target Maturity Funds, an investor is indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.

Support

Pre-enrollment campaigns to create employee interest
On-site enrollment meetings
Educational and support materials
Post-enrollment educational campaigns for employees

Plan types

401a – such as 401k, profit sharing and money purchase
ERISA 403b
Certain nonqualified deferred compensation plans

Plan minimums

$50,000 in first-year contributions

Fixed investment choices

Nationwide Fixed Select Contract^SM
The Best of America Retirement Advisor Group Annuity Fixed Contract
The Best of America Retirement Advisor Group Annuity Indexed Fixed Contract

Potential purchasers seeking to use an annuity to fund a qualified or other tax-deferred retirement plan should understand that the use of an annuity for such purpose is not necessary to defer taxation of investment earnings.

Account access

INQUIRE – toll-free voice response system
Interactive employee website
Web access for you — participant- and plan-level information

Fees

Program fee
What it provides: Platform services like online access, statements and educational materials, plus your investment professional services – consulting and support individualized for your plan.
How it’s calculated: Based on total plan assets. (Percentage automatically drops as plan assets reach predetermined tiers).
Administration expense
What it provides: Testing, compliance and filing services.
How it’s calculated: Typically a base fee plus a per-participant charge.
Fund expense
What it provides: Professional management of the underlying mutual funds by the fund house.
How it’s calculated: A percentage that varies by fund.

Trust and custodial services

Nationwide Trust Company, FSB, a division of Nationwide Bank, will serve as custodian or directed trustee of plan assets.

Ready to take the next step?

Just give us a call at 1-800-626-3112.

The Nationwide Financial Fiduciary Series is general in nature and not intended to constitute legal or investment advice on any particular matter. Neither Nationwide nor any of its representatives provide tax, financial or legal advice. The Nationwide Financial Fiduciary Series is not for participant use.

The Nationwide^® Group Retirement Series includes unregistered group fixed and variable annuities and trust programs. The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company. Trust programs and trust services are offered by Nationwide Trust Company, FSB, a division of Nationwide Bank^®. Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation. Nationwide Mutual Insurance Company and Affiliated Companies, Home Office: Columbus, OH 43215-2220.

Nationwide, Nationwide Bank, Nationwide Financial, the Nationwide framemark, Nationwide ProAccount, Nationwide Retirement Innovator and On Your Side are registered service marks of Nationwide Mutual Insurance Company. The Best of America is a registered service mark of Nationwide Life Insurance Company. Nationwide Financial Fiduciary Series is a service mark of Nationwide Mutual Insurance Company. Retirement Advisor is a service mark of Nationwide Life Insurance Company.

Fixed APO-2242, APO-1470 (NY), Indexed Fixed APO-2241, APO-1471 (NY)

Please note that the investment options offered through Nationwide’s Fund Window have not been individually selected and are not monitored by the Plan Representative. Nationwide does not monitor the funds offered through Fund Window.

RIA Managed Account Services is a separate financial processing service offered by Nationwide through its affiliate, RIA Services, Inc. that allows sponsors of plans funded with the Nationwide Group Retirement Series to make investment advisory services available to participants. The plan sponsor must determine whether this service is appropriate for participants and consistent with the terms of the plan and has exclusive responsibility for the selection of any investment advisory firm.

Nationwide takes no position as to either the advisability or the necessity of the use of registered investment advisors. Your employer has selected the registered investment advisor providing this service to the plan and is solely responsible for the selection and monitoring of the registered investment advisor. This service is separate and apart from the actual sale of any Nationwide product which may be used to provide the plan’s underlying investments. The fee for this service is in addition to any asset fee or asset management charges associated with each individual investment option and any applicable recordkeeping fees.

Self-directed brokerage services are available through TD Ameritrade Corporate Services, Division of Ameritrade, Inc., a registered broker/dealer not affiliated with Nationwide.

Not a deposit • Not FDIC or NCUSIF insured• Not guaranteed by the institution • Not insured by any federal government agency • May lose value

The Nationwide Financial Fiduciary Series is a service mark of Nationwide Life Insurance Company.

The Nationwide Financial Fiduciary Series is made possible by Nationwide Financial and is protected by copyright. The materials are designed for exclusive use with Nationwide products, programs and services.