with downside protection is possible

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Nationwide YourLife® Indexed UL


Nationwide YourLife® Indexed UL was designed with feedback from professionals like you to offer your clients an approachable strategy for planning for the future. It’s a universal life product that offers permanent death benefit protection, minimum guarantees, index-linked accumulation and flexible access to cash values.

Target market

This product is designed for people ages 35 to 55 looking for permanent death benefit protection, minimum guarantees and the potential for growth.

Note: We also offer an executive version of this product, Nationwide® Executive Indexed UL


  Key features

  • Growth potential – offers the potential to build cash value without the risk of market-based losses
  • Value – designed with a low-cost expense structure
  • Flexibility – features an indemnity-style long-term care rider
  • Protection – provides a base guarantee plus the option of an extended death benefit guarantee
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Product details

Optional features

Get started

For more information or to make a case, contact your Nationwide® wholesaler at 1-800-321-6064.

Nationwide and Nationwide YourLife are service marks of Nationwide Mutual Insurance Company.

Life Insurance issued by Nationwide Life Insurance Company and/or Nationwide Life and Annuity Insurance Company.

Guarantees are subject to the claims paying ability of Nationwide.

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will life insurance needs. Care should be taken to ensure this product is suitable for long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit individual needs.

Indexed universal life insurance policies are not stock market investments, do not directly participate in any stock or equity investments, do not receive dividend or capital gains participation. Past index performance of an index is no indication of future crediting rates.

Not a deposit. Not FDIC or NCUSIF insured. Not guaranteed by the institution. Not insured by any federal government agency. May lose value.