Nationwide YourLife® No-Lapse Guarantee SUL II
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Nationwide YourLife® No-Lapse Guarantee SUL II

Overview

Nationwide YourLife® No-Lapse Guarantee SUL II is a survivorship universal life product that is designed to help your clients with their wealth transfer and estate planning needs.

Target Market

This product is generally a good fit for couples or business partners ages 60 to 75 with a high or ultra-high net worth. The product was designed for competitive pricing in lifetime and 10-pay scenarios.

Key Feature

YourLife NLG SUL II offers a streamlined way to solve complex needs such as reducing estate taxes, dividing assets fairly with multiple marriages, planning for business continuation and more.

Sales Idea

Product Literature/Support Materials

Product Details

Minimum specified amount: $250,000
Surrender charge period: 18 years
Fees:

  • Premium charge currently 30% and guaranteed not to exceed 60%
  • Administrative charge is a per-thousand of specified amount charge that vies by the younger issue age and band
  • Monthly cost of insurance is based on the insureds’ individual characteristics