One-month Enhanced Death Benefit
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One-month Enhanced Death Benefit

This optional rider is available for an additional cost with some Nationwide variable annuities.

If the annuitant dies, the beneficiary will receive the greater of:

  • The value of the annuity at the time we receive all required paperwork in good order
  • The total purchase payments made to the annuity, less adjustments for amounts surrendered
  • The highest contract value on any monthly contract anniversary prior to the annuitant’s 81st birthday, less any subsequent amount surrendered

By locking the death benefit in at the highest month contract anniversary, you may be able to increase the value of the variable annuity for your beneficiaries, even if the market and your contract value are down when you die.

The annuitant age limit varies depending on the contract. Please see the prospectus for details. Riders may not be available in all states; not available in New York.

Get started

For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.