One-year Enhanced Death Benefit
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One-year Enhanced Death Benefit

This death benefit may be available for an additional cost with some Nationwide variable annuities.

If the annuitant dies, the beneficiary will receive the greater of:

  • The value of the annuity at the time we receive all required paperwork in good order
  • The total purchase payments made to the annuity, less adjustments or amounts surrendered
  • The highest contract value on any contract anniversary prior to the annuitant’s 86th birthday (with some variable annuities it’s prior to the annuitant’s 80th birthday), less any subsequent amount surrendered

By locking the death benefit in at the highest annual contract anniversary, you may be able to increase the value of the variable annuity for your beneficiaries, even if the market and the contract value are down.

The annuitant age limits and costs vary depending on the contract. Please see the prospectus for details.

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For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.