Overloan Lapse Protection Rider
Get Appointed Call the Nationwide Sales Desk 1-800-321-6064

Overloan Lapse Protection Rider

If this rider is active on a policy, the policy owner can take loans and withdrawals without fear of the policy lapsing. To invoke the rider:

There is no charge to add the rider to a policy, and there are no periodic charges involved. When the rider is invoked, there is a one-time rider charge, which is a percentage of the cash value based on the insured’s attained age. Please refer to the insurance contract or product prospectus for specific details.

Get started

For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.