This benefit (available at no additional charge) allows the surrender charges to be adjusted, increasing the cash surrender value, if the policy is surrendered during the first four years. The benefit may be known by a different name and is not available in all states.
This rider must be selected when the policy is issued.
Please refer to the insurance contract or product prospectus for specific details on how this rider affects the surrender charges.
For more information or to make a case, contact your Nationwide wholesaler at 1-800-321-6064.