The Affordable Care Act may help your clients


Call 1-877-245-0763 to Estimate Health Care Costs

Impact of the Affordable Care Act

The Affordable Care Act (ACA) was passed in 2010 and is being gradually implemented over several years. It's impacting how Americans approach their retirement years since one of the biggest expenses individuals face during retirement is the cost of health care. Notable changes to the health care system include:

  • Increased access to health care
  • New consumer protections
  • Potentially lowering costs

The ACA helps close the gap for many people who are only working to keep their insurance.


Help your clients retire on their own terms

Because the Affordable Care Act may make health insurance more affordable for older Americans, it creates new opportunities for early retirement.

Four aspects of the ACA can help your clients plan for early retirement:

  • No denial of coverage for preexisting conditions
  • Access to multiple insurers through health insurance exchanges
  • Potentially lower health care expenses for older Americans
  • Potential tax benefits for some individuals and families


The Affordable Care Act has significantly changed the landscape of health care in retirement. As their trusted advisor, it’s up to you to make sure your clients understand their options.

Income Planning Desk

For more information about helping clients plan for retirement health care costs, call the Nationwide Financial Income Planning Desk at 1-877-245-0763.