Universal Life Insurance

Business Life Insurance (Universal and Variable)

Product Name	Objective	Available Riders	More Information
Nationwide Future Executive Universal Life	Accumulation and Death Benefit Ownership Arrangment: Corporate-Sponsored	Supplemental Insurance rider Change of Insured rider Overloan Lapse Protection rider	Accumulation or death benefit focused strategies: design an accumulation plan to help key employees save more for retirement, a death-benefit-only plan to help clients provide for their loved ones or a hybrid that combines the benefit of both; preferred group underwriting with both guaranteed-issue or simplified issue underwriting available, based on case parameters.
Nationwide Executive Indexed Universal Life	Accumulation and Death Benefit Ownership Arrangment: Corporate-owned or Corporate- Sponsored	Additional Term Insurance rider Change of Insured rider (only available with GI/SI corporate-owned and corporate-sponsored arrangements) Overloan Lapse Protection rider Surrender Value Enhancement benefit (only available with GI/SI corporate-owned and corporate-sponsored arrangements) Waiver of Monthly Deductions rider	Offers permanent death benefit protection, minimum guarantees, index-linked accumulation and flexible access to cash values.

Product Name

Objective

Available Riders

More Information

Nationwide Future Executive Universal Life

Accumulation and Death Benefit

Ownership
Arrangment:
Corporate-Sponsored

Supplemental Insurance rider
Change of Insured rider
Overloan Lapse Protection rider

Accumulation or death benefit focused strategies: design an accumulation plan to help key employees save more for retirement, a death-benefit-only plan to help clients provide for their loved ones or a hybrid that combines the benefit of both; preferred group underwriting with both guaranteed-issue or simplified issue underwriting available, based on case parameters.

Nationwide Executive Indexed Universal Life

Accumulation and Death Benefit

Ownership
Arrangment:
Corporate-owned or Corporate-
Sponsored

Additional Term Insurance rider
Change of Insured rider (only available with GI/SI corporate-owned and corporate-sponsored arrangements)
Overloan Lapse Protection rider
Surrender Value Enhancement benefit (only available with GI/SI corporate-owned and corporate-sponsored arrangements)
Waiver of Monthly Deductions rider

Offers permanent death benefit protection, minimum guarantees, index-linked accumulation and flexible access to cash values.