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Nationwide Platinum III^®

Do you want the security of a conservative, single purchase payment, deferred fixed annuity that offers a step-up fixed interest rate, but don’t want to tie your money up for five years or more? Then Nationwide Platinum III^®, a fixed annuity that only locks in your interest rate for three years, may suit you.

Like all fixed annuities, Platinum III gives you:

• Protection against loss
• Guaranteed growth
• A stream of income you can't outlive

But, Platinum III gives you a little more than just steady growth. The Platinum III step-up rate boosts your original interest rate by 0.15% for the next two years. Then, at the end of the third year, you'll receive a renewal base interest rate. If the renewal rate is less than the year one base rate, you can withdraw your money CDSC- free. The withdrawal request must be received within the first 30 days of year four. Withdrawals will be subject to tax and, if taken before age 59½, a 10% tax penalty may apply.

Want to learn more?

• 5-minute guide (PDF)
• Key facts (PDF)
• Fees and charges

Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees are subject to the claims-paying ability of the issuing company. Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Contract/Certificate: FHL-766, FHL766-37, FHL-766-43, FHL-766-47, APO-6271-32
In Oklahoma: FHL-766-36A

PDFs require Adobe^® Reader^®