Mortgage Calculators

Tools & Calculators

Bank Resource Center

Fixed Mortgage Calculator

Use this fixed mortgage payment calculator to see if a fixed rate mortgage loan is the right choice for you

Are you looking for stable monthly mortgage payments? Do you plan to stay in your home for the foreseeable future? At Nationwide Bank^®, we want you to feel comfortable with your borrowing decision. This fixed mortgage loan calculator will help you accurately estimate your monthly mortgage payment.

To take advantage of this fixed mortgage calculator, simply complete the appropriate fields below.

How much will you pay with a fixed-rate mortgage?

A fixed rate mortgage means the interest you pay does not change. Use this calculator to find out what your monthly payments would be with a fixed-rate mortgage.

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Please correct the following information before continuing.

Fixed Rate Mortgage Calculator

*Required Field

*Price of house

*Down payment

*Length of mortgage (years)

Additional monthly payments

Paying more than your regularly payment reduces your balance, shortening the life of the loan

*Interest rate (APR)

*Fees and closing costs

The costs associated with the loan, such as escrow, appraisal and document preparation.

*Annual property tax

Property Tax is usually calculated as a percentage by your county. Enter the annual percentage here.

Annual homeowners insurance

The amount you pay to insure your property. Pay monthly? Multiply your premium by 12.

Your results:
Your monthly mortgage payment is about . If you choose to pay your taxes and insurance through the mortgage company, your payment would be .

You will need to have available at closing to cover your down payment and closing costs. If your down payment is less than 20% of the purchase price, you may be required to pay private mortgage insurance.

Find out what your payments would be with an adjustable rate mortgage.

Adjust your interest rate 0%

30% %

What to do after you’ve used our fixed mortgage payment calculator

A fixed mortgage loan is a great option if you plan on staying in your home for years to come. Now that you’ve tried the fixed mortgage loan calculator, you may be ready to take the next step to enjoying consistent principal and interest payments. Learn more about our fixed rate mortgage options, including our attractive rates.

You’ll also discover financing resources to help you compare mortgage options, and we’ll be here to guide you through the entire mortgage loan process.

Start the online mortgage application process today!

Searching for tools other than a fixed mortgage loan calculator?

Check out our other financial calculators to help you pay less on what you borrow and earn more on what you save.

Call 1-877-636-0598 for live customer care Monday through Friday, 8 a.m. to 9 p.m. EST.

And remember, Nationwide offers affordable homeowners insurance options to keep you protected.

Insurance products offered through Nationwide Insurance are NOT insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank.

Calculators are provided to help you determine how a loan, line of credit or a deposit product may affect your budget. The results offered are estimates and do not guarantee available loan terms, cost savings, tax benefits, etc. Nationwide Bank does not offer a guarantee of the calculator results.

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Member FDIC, is a federally chartered savings bank.

Equal Housing Opportunity Federal Deposit Insurance Corporation