Nationwide^® Universal Life Protector

If you are looking for life insurance protection that gives you the opportunity for cash value buildup, Nationwide^® Universal Life Protector may be right for you.

This is a flexible-premium universal life insurance policy, so payments may be skipped, increased or decreased as long as there is sufficient cash value to cover monthly policy charges. The remainder of your payment is invested in a fixed account that is credited interest.

Have a financial emergency? No problem − you can borrow from your cash value for any reason.

Want to learn more?

• Key facts (PDF) 
• Riders and options
• Fees and charges

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Nationwide^® Universal Life Protector is issued by Nationwide Life and Annuity Insurance Company, Columbus, Ohio, a member of Nationwide Financial^®.

^{Policy: Life 4440
In Oklahoma: Life 4458}

^{Riders/Endorsements: Life 3082, Life 3084, Life 3085, Life 3086, Life 3388, Life 3761, VLO-500, VLO-0640, VLO-0730, VLO-0731, VLOB-0156-A}

PDFs require Adobe^® Reader^®