Operating any kind of food service business, such as a restaurant, deli, coffee shop or ice cream store, can be a rewarding experience. There’s nothing better than watching your customers enjoy a signature sandwich or steaming cappuccino that was made by you and your employees.
But food service has its share of headaches, and unforeseen events can pose serious financial risks, especially if you aren't covered with food business insurance. If a customer falls on a wet floor and files a lawsuit against you, will your insurance help pay your legal fees? Are you covered if a refrigeration unit fails and ruins your inventory?