• Georgia Auto Insurance Coverage
• Georgia Auto Insurance Discount

Georgia Auto Insurance Coverage

Learn about your coverage options so you can choose the Georgia auto insurance that’s right for your needs, goals and budget.

Auto insurance coverage in Georgia you must have

Liability coverage

There are two types of liability coverage available:

• Bodily injury safeguards your assets if you’re found legally responsible for a covered accident, including certain expenses associated with bodily harm sustained by the other parties.
• Property damage safeguards your assets if you are found legally responsible for a covered accident. It covers certain damage you may cause to the property or vehicle of another party.

The minimum amount of auto liability coverage in Georgia is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person’s property.
Liability coverage also provides for your legal defense expenses if you are sued as a result of a covered accident.

Georgia auto insurance coverage that’s smart to have

Comprehensive

Covers damage to your vehicle not caused by collision or upset. Examples include damage or loss resulting from contact with animals, theft, fire, vandalism, glass breakage along with other non-collision related accidents.

Collision

Covers damage to your vehicle resulting from a collision with another vehicle or object.

Uninsured/underinsured motorist - bodily injury

Helps pay for damages due to bodily injury that you and other passengers of your vehicle are legally entitled to from another driver who is not insured or is underinsured.

Uninsured/underinsured motorist - property damage

Helps pay for property damage to your vehicle that you are legally entitled to from another driver who is not insured or underinsured.

Medical payments

Helps pay necessary expense for medical and funeral services provided to you and your passengers as a result of an accident.

Tailor your policy with these Georgia auto insurance options

Accident Forgiveness

With this optional coverage, Nationwide will not raise auto insurance rates following your first at-fault automobile accident. Learn more about Accident Forgiveness.

Roadside Assistance

Nationwide Roadside Assistance coverage is available in two different levels, Basic and Plus, so you can choose the one that works best with your budget. If you’re stranded, Roadside Assistance can help with fuel delivery, lockout service, jumpstarts and more.

Loss of use

If your car can’t be driven due to a covered loss, this coverage may help pay for a rental car or other transportation expenses so you can get back on the road.

_{Insurance terms, definitions, and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies, and/or declaration pages which control coverage determinations. Such terms may vary by state and exclusions may apply.}

_{Average annual savings based on Nationwide policyholder data collected nationally through July 2007 for customers who switched to Nationwide.}