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Nationwide YourLifeSM Term

When it comes to life insurance coverage, you don’t want to spend a fortune. That’s why our Nationwide YourLifeSM Term product may be just what you’ve been looking for. It fits your life without draining your bank account.

What is Nationwide YourLife Term?

Nationwide YourLife Term is a term life insurance product that offers life insurance protection for a specific period of time (or term). It's available in 10-, 20- or 30-year terms.

In general, the younger and healthier you are, the lower your premium will be. Term life insurance is designed to be an inexpensive way to get a large amount of life insurance coverage.

What are the benefits?

Term life insurance helps you take care of your family, your home or your business if something happens to you. Term is simple and predictable. You pay the same premium at regular intervals for the length of the term. That amount won’t change unexpectedly. As long as you pay it, your policy won’t lapse.

Finally, you aren’t stuck at square one at the end of the term. With Nationwide YourLife Term, you have the ability to convert your policy to a permanent product without evidence of insurability. The conversion can be made to any Nationwide® permanent plan of life insurance offered at that time. It’s easy and could be cheaper than continuing to buy one term policy after another.

4 types of Life Insurance -- Compare the differences

Want to learn more?


Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide's claims-paying ability. Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.

Policy: NWLA-360-A

Riders: NWLA-351-AO, NWLA-353-AO, NWLA-361-AO

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