Introduction to Mobile Banking
The capability of mobile smartphones seems to be almost limitless: they’re our GPS navigation devices, HD video recorders and online shopping portals. And with the introduction of mobile banking apps, SMS/text banking and mobile web, smartphones make it possible to do most of your banking on the go. If you’re tired of visiting your local bank branch every time you need to deposit a check or transfer funds, check out a few things you can do with mobile banking.
Check your account balance and activity. Online banking made it easy to check your balance from any Internet-connected computer. And now Nationwide Bank mobile banking takes that convenience a step further. For example, the Android or iPhone banking apps can be used to check your bank balance on the go, which can help prevent accidental overdrafts. You can also see your recent activity, which includes purchases against and deposits to your account.
Find an ATM. If you’re on the go and need to make a cash withdrawal from your account, you can use our banking app or your phone’s mobile web to locate the nearest ATM. No matter where life takes you, our network of over 70,000 surcharge-free ATMs ensures that convenient access to your cash is never very far away.
Make deposits. If you’ve been using online banking for a while, you’ve probably already minimized the need to visit a local bank branch. And while most transactions could be handled electronically, you probably still had to deposit checks in an ATM or through a bank teller. Mobile deposits can be made from anywhere using your mobile phone’s camera. With Nationwide Bank’s mobile app, it’s as simple as taking a photo of the front and back of a signed check to have the funds deposited into your account.
Transfer funds. If you have multiple accounts with Nationwide Bank, you can easily transfer funds between them with the mobile banking smartphone app or through mobile web. Having the flexibility to transfer funds on the fly can help you closely control your finances and avoid penalties like overdraft fees.
Paying bills. Some bills can be paid through proprietary smartphone applications, like your monthly mobile phone or vehicle loan bill. When using our mobile app or mobile web you can pay your bills as soon as you remember that they’re due rather than waiting until you’re at a computer. Not only is this method faster, but also it can help you avoid late fees by decreasing the chances that your payment will be late.
Mobile banking can eliminate the need to visit a bank branch almost entirely. You’ll be able to keep a close eye on your finances, and take care of things like funds transfers more quickly. Download the Nationwide mobile bank app or try SMS/text banking and mobile web to find out how easy it is to manage your money from your mobile device.
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