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Apply for a Home Equity Line of Credit (HELOC)

We want to help you make smart decisions with your money. By using your home’s equity, you are even closer to paying for education expenses, starting home improvements, paying for medical bills and even consolidating debt. Complete a home equity line of credit application from Nationwide Bank®, and get started today!

Apply for a home equity line of credit online. The HELOC application process is easy – it takes as little as 15 minutes.

What you’ll need for your home equity line application

Before you begin, you must be at least 18 years old, a U.S. resident and have a valid driver's license or state ID. To start your application, it’s helpful to have the following documents accessible:

  • Amount of your home equity line application
  • Information about your home:
    • Purchase date (month, day, year)
    • Purchase price
    • Market value
    • Mortgage balance
    • Monthly mortgage payment
  • One form of photo identification, such as a driver’s license or state ID
  • Previous residence information if you’ve been in your current home less than two years
  • Previous employer information if you’ve been with your current employer less than two years
  • Your annual income (salary, bonuses, retirement income, etc.)
  • Other income information (alimony, child support, separate maintenance) if you wish to have it considered as a basis for repaying your loan
  • If you are applying for this loan with another person, you will need to have his or her ID, residence, job and income information, too
  • If you will use your home equity loan to consolidate your debt, you will need the following for each credit balance you want to pay:
    • Creditor name
    • Outstanding balance
    • Monthly payment amount

Start your online HELOC application

Check out our quick online loan application process, so you can use your home’s equity to afford the major expenses in your life.

Start your home equity application now!

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Loans and Lines of Credit

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Nationwide Mutual Insurance Company, Nationwide Mutual Fire Insurance Company, Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company and Nationwide Investment Services Corporation are affiliates of Nationwide Bank. The insurance products and services offered through these affiliates of Nationwide Bank are not insured by the FDIC or any federal government agency, nor are they guaranteed by, deposits of or obligations of Nationwide Bank. The products and services offered through Nationwide Investment Services Corporation are subject to investment risk, including possible loss of value.

Programs (including, without limit, fees, rates and features) are subject to change without notice.

Nationwide Bank, Nationwide, the Nationwide framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. ©2008 Nationwide Mutual Insurance Company. All rights reserved.

Nationwide Bank, Member FDIC, is a federally chartered savings bank. Lines of credit, loans and credit cards are not insured by the FDIC.

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