• Home Equity Line of Credit Rates
• Home Equity Line of Credit Application

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Home Equity Line of Credit (HELOC)

Do you own a home and need extra money? At Nationwide Bank®, we understand your changing financial needs and offer convenient home equity lines to home owners as a smarter way for you to borrow money.

Capitalize on the equity of your home with a home equity line of credit (HELOC) to fund ongoing expenses, education expenses, home improvements, debt consolidation or a major purchase. We offer attractive home equity rates for your financial situation.

Attractive home equity line rates available

Features of a home equity line of credit  

• APR as low as the prime rate plus 1.00% (for equity up to 80%)¹
• Receive a Visa^® card to access your line that is accepted worldwide along with the security Visa offers
• Potential home equity credit line of $10,000 – $500,000
• No appraisal fees, closing costs or annual fees²
• Potential tax-deductible interest**
• Online home equity account management

Learn more about home equity lines of credit

We’ll work with you to find the equity line of credit that’s best for you. Review the features and benefits to determine if an equity line of credit will meet your financial needs:

• Home equity line of credit calculators
• Closed-end, fixed-rate home equity loans
• Home equity lines of credit FAQ

**Please consult your tax advisor regarding the deductibility of interest.

All loans subject to underwriting.

¹The maximum APR that can apply is 24.99% or the maximum amount permitted by law, whichever is less. All rates are based on The Wall Street Journal prime. Variable rates subject to change after consummation of the loan. Total line of credit is calculated based on appraisal value of your home. Total line of credit not to exceed 80% of the appraised value of the property minus any existing mortgage balances.

²Up to $750 in closing costs, which include appraisal fees, will be waived upon closing. Closing costs are typically less than $750 unless in NY and FL. NY and FL customers will be responsible for additional tax assessments over $750, which can be estimated between $750 and $6,000. If the loan is paid off or closed in the first 24 months, you will pay Nationwide Bank $300.