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- Apparel Shops
- Dry Cleaners
- Florists
- Home Improvement
- Pet Stores
- Strip Centers
Safety and Loss Control

Protect Yourself with Home Improvement Business Insurance from Nationwide
As a business owner in the home improvement industry, you make it possible for your customers to update and protect what’s typically their greatest investment: their home. An important question is, are you doing what you need to protect your biggest investment — your business? A specialized home improvement business insurance policy is more critical today than ever before.
Whether you sell home furnishings, paint, lamps or plumbing fixtures, Nationwide offers coverage that protects your livelihood. Should disaster strike, the right home remodeling commercial insurance policy will help cover your losses and keep you in business.
Home improvement business insurance that’s just right for you
Nationwide offers business insurance policies specially created for the home improvement and remodeling industry, and our insurance advisors are trained to understand the many challenges and risks you face. Nationwide’s Premier Businessowners Policy (BOP) for retailers combines essential, basic coverages such as business property insurance and business general liability insurance and can be enhanced with specific coverage for the unique needs of home improvement stores like yours.
Policies for a range of home improvement retailers
Nationwide offers insurance for home improvement stores that supply tools and materials for many different projects and needs. Our policies protect stores that sell home furnishings and accessories, kitchen accessories, paint, lighting fixtures and plumbing supplies, and many others.
Design your home improvement business insurance policy
If you have unique insurance needs, your policy can be written with a variety of additional options or higher limitations for coverages such as:
- Accounts Receivable Insurance
- Product Liability Insurance
- Outdoor Sign Coverage
Have a question about business insurance for home improvement stores?
Choosing an insurance partner is a big decision. We know you have choices. Below are answers to some of the most frequent questions our agents are asked — including details about Nationwide and how we help companies just like yours.
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.
Get a Business Insurance Quote
Protect your business with insurance from Nationwide.
It's fast and easy to get a quote, so contact a Nationwide Business Insurance agent today.
Contact Us
Call
1-888-490-1549*
Monday - Friday
9 a.m. - 9 p.m. ET
*Products may be provided by Allied Insurance, a Nationwide company.








