Homeowners Insurance Coverage from Nationwide

Homeowners insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider Nationwide's additional home insurance coverage options to tailor a policy that’s right for you.

Learn more about additional home insurance coverage

Scheduled personal property

Provides affordable homeowners insurance coverage for high value items such as jewelry, watches, antiques and fine art.

Replacement cost plus

Can pay up to an additional 20% of the home coverage limit if there is a total loss of your home – and additional money is needed to rebuild, which can be included in your home insurance rate

Extended replacement cost on contents

Pays to replace or repair personal property without depreciation being taken from the value of the property within your home insurance coverage.

Water backup of sewer

Broadens the home insurance coverage for loss due to water backup through sewers or drains.

Ordinance or law

Pays for increased expense to rebuild due to current building codes or ordinances.