• Crop Farming
• Livestock Farms
• Dairy Farms
• Equine Farms
• Poultry Farms
• Cattle Ranch
• Agritourism
• Commercial Farms and Ranches

Equine Farm and Ranch Insurance

As an equine rancher or farmer, you understand the unique liability exposures you face, particularly when working with horses. For example:

• When a horse wanders onto the roadway and causes an accident (one of our most frequent liability claims)
• When an animal reacts unpredictably and someone is injured

Get the liability protection you need with AgriChoice^®

You should also consider liability protection if you face these exposures:

• The general public comes onto your farm or ranch
• Customers leave their animals in your care
  • Optional coverage is available to protect you from claims that a horse was injured or killed while in your care.

Optional coverage

A set of optional coverages are available to provide protection for:

• equine boarding
• equine breeding
• equine training

Coverage for your hay

You also probably keep a supply of hay on hand. With AgriChoice, you can insure that hay. With most farm insurance companies, if you insure the hay, there is a limitation for how much can be paid out for loss from any one stack. With AgriChoice, we provide up to $100,000 as a per-stack hay limit.

Pollution liability coverage

Farmers and ranchers have exposure to liability for pollution from a variety of farm operations including:

• Overspray/misapplication of chemicals
• Leakage from on premises storage tanks and lagoons
• Off premises liability from transportation

You also likely have exposures for government-ordered clean up costs both on and off your premises. Because pollution coverage varies by state, be sure to discuss this with your agent.