Are hybrids less expensive to insure than traditional gas guzzlers?
Not really.
Hybrids may offer huge savings at the gas pump, but insurance companies use
other information to determine baseline insurance rates.
For instance, your hybrid may be more expensive to repair than
traditional vehicles due to its high-tech engine components and body
design. Statistically, your hybrid vehicle could be involved in more
wrecks or have a high rate of theft and vandalism.
Risk factors like these and your personal driving history play
significant roles in determining how much you pay for insurance.
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