INCOME Promise Select SM
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Immediate Annuities From Nationwide

For retirement income as long as you need it, look to INCOME Promise SelectSM from Nationwide.

INCOME Promise Select also gives you:

  • Customization
  • Liquidity
  • Cost of living adjustments

Get stable income and personalization

INCOME Promise Select is our new fixed, immediate annuity that provides a guaranteed steady stream of income and can be personalized to help meet your retirement needs and goals.

INCOME Promise Select puts you in control. You’ll have the power to create retirement income for as long as you need it. For instance, you may:

  • Choose to receive income to supplement other sources like Social Security and pensions for a lifetime − or for a certain period
  • Select optional cost of living adjustments to increase future income and help offset inflation
  • Even take lump sum withdrawals in the event of a financial emergency if you opt for term-certain period and return of premium options (Keep in mind that withdrawals are available only during the liquidity period and may reduce future payments.)

Know the features of annuities

Annuities have limitations. They're long-term vehicles designed for retirement purposes. They're not intended to replace emergency funds, to be used as income for day-to-day expenses, or to fund short-term savings goals.

Withdrawals prior to age 59½ may be subject to a 10% federal tax penalty. Withdrawals of earnings at any age are subject to ordinary income tax and early withdrawal charges may apply. Withdrawals reduce the death benefit and the cash surrender values proportionately.

Confidently budget through retirement

A guaranteed and stable income stream makes it easier for you to budget living expenses − both the expected and the unexpected.

Imagine the possibility that you won’t run out of money over a retirement that may last more than 30 years.

Safeguard your income from risk

Think of your INCOME Promise Select payment as your retirement paycheck.

The amount is set and cannot be affected by market fluctuations, so your retirement income is shielded from market risk.

And if you invest with money that you’ve already paid taxes on, part of each guaranteed payment will be tax-free.

Take the next step

Adding INCOME Promise Select to your retirement portfolio can give you the confidence you're looking for in your retirement income plan. Guaranteed.

About INCOME Promise Select

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