• Fixed Immediate
• INCOME Promise

Resource Center

• Work With a Professional
• Plan for Your Situation
• Learn About Investing
• Manage Your Money
• Take Action
• Tools and Calculators
• Forms
• More...

INCOME Promise^®

Looking for promises in retirement?

Things like:

• Customization
• Liquidity
• Cost of living adjustments

Look to INCOME Promise^® from Nationwide.

Income as long as you need it

INCOME Promise is our fixed, immediate annuity that provides a guaranteed steady stream of income that can be personalized to help meet your retirement needs and goals.

INCOME Promise puts you in control. You’ll have the power to create retirement income for as long as you need it.

• Choose to receive income to supplement other sources like Social Security and pensions for a lifetime − or for a certain period.
• Select optional cost of living adjustments to increase future income and help offset inflation.
• Even take lump sum withdrawals in the event of a financial emergency if you opt for term-certain payment periods.

Annuities have limitations. They are long term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses, or to fund short-term savings goals.

Withdrawals prior to age 59 1/2 may be subject to a 10% federal tax penalty. Withdrawals of earnings at any age are subject to ordinary income tax and early withdrawal charges may apply. Withdrawals reduce the death benefit and the cash surrender values proportionately.

Confidently budget through retirement

A guaranteed and stable income stream makes it easier for you to budget living expenses − the expected, as well as the unexpected.

Imagine the possibility that you won’t run out of money over a retirement that may last over 30 years.

Safeguard your income from risk

Think of your INCOME Promise payment as your retirement paycheck.

The amount is set and cannot be affected by market fluctuations, so your retirement income is shielded from market risk.

And if you invest with money that you’ve already paid taxes on, part of each guaranteed payment will be tax-free.

Take the next step

Adding INCOME Promise to your retirement portfolio can give you the confidence you’re looking for in your retirement income plan. Guaranteed.

• Find out about fees and charges

Neither Nationwide^® nor its representatives give legal or tax advice. Please contact your attorney or tax advisor if you have specific tax questions.

INCOME Promise^®, a single-premium immediate fixed annuity, is underwritten by Nationwide Life Insurance Company. INCOME Promise is a service mark of Nationwide Life Insurance Company.

Guarantees and protections are subject to Nationwide’s claims-paying ability. Annuities are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, OH.

PDFs require Adobe^® Reader^®