• Riders and Options

Your Situation

• Final Expenses
• College / Kid's Education
• Life Insurance as an Asset
• Leave Money to a Charity
• Portable Life Insurance
• Leave Money to my Heirs Instead of IRS
• Long Term Care Situation
• Mortgage Protection
• Small Business Owner

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Nationwide YourLife^® No-Lapse Guarantee SUL II

Looking for a universal life insurance policy to cover the two of you? Need a way to protect the estate that’s passed on to your beneficiaries when the second insured person passes away? Nationwide YourLife No-Lapse Guarantee SUL may be right for you.

A Nationwide YourLife No-Lapse Guarantee Survivorship Universal Life (SUL) policy provides lifetime protection to two people, like spouses or business partners. As long as the premiums are paid, a guaranteed death benefit is paid after the death of the second insured person, no matter how long the last survivor lives – even beyond age 100.

YourLife SUL II also offers:

• Strategies for leaving a legacy for your family, a charity or other beneficiary
• Protection for your family, including dependents with lifetime special needs
• Coverage if one partner is considered uninsurable
• Continuation planning for small business owners

As your personal situations change (i.e. marriage, birth of a child or job promotion), so will your life insurance needs. Take care to ensure that this insurance product is suitable for your long-term needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with characteristics of the insured such as gender, health and age. There are also additional charges for riders that customize a policy to fit your individual needs.

Learn more about YourLife SUL II

• Brochure (PDF)
• Riders and options
• Fees and charges

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

Guarantees and protections are subject to Nationwide’s claims-paying ability. Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio. Nationwide, Nationwide YourLife, the Nationwide framemark and On Your Side are service marks of Nationwide Mutual Insurance Company.

^{ICC10-NWLA-450, Individual Last Survivor Flexible Premium Adjustable Universal Life Insurance Policy (Interstate Compact version)
NWLA-450 (non-compact version)}

^{NWLA-385-AO, Policy Spilt Option Rider
NWLA-383-AO, No Charge Four Year Term Insurance Rider
NWLA-382-AO, Four Year Term Insurance Rider
NWLA-349-AO.1, Death Benefit Guarantee Value Enhancement Endorsement}

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