The Nationwide^® Retirement Plan
Investment Philosophy

Nationwide was a pioneer in the multi-fund manager approach — nearly 20 years ago. Today, your retirement plan team can build an investment lineup that is a custom fit for your participants.

• Choose from hundreds of fund options from numerous fund families
• Select from multiple fixed annuity options, stable value and lifestyle funds
• No proprietary fund requirement

To learn more about the investment options we offer, give us a call at 1-888-262-401k.

For more information about the funds available, including all charges and expenses, please consult a prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your pension representative. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus carefully before investing.

The unregistered group fixed and variable annuities are issued by Nationwide Life Insurance Company, Columbus, Ohio.

Trust programs and trust services are offered by Nationwide Trust Company, FSB a division of Nationwide Bank, Nationwide Investment Services Corporation, member FINRA.  In MI only: Nationwide Investment Svcs. Corporation.

Contract numbers: Fixed - APO-2242, APO-2242-MO, APO-2242-NM, APO-1470-NY, APO-2242-OR, APO-2242-WI; Indexed Fixed - APO-2241, APO-2241-MN, APO-1471-NY; Short Term Index Fixed - APO-4581, APO-4581-3, APO-4581-23, APO-4581-26, APO-4581-31, APO-4581-32, APO-4581-33, APO-4581-34, APO-4581-36, APO-4581-38, APO-4581-52, APO-4581-46, APO-4581-47

• Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value