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Tools & Calculators

Want to crunch some numbers before you make decisions? These tools and calculators may help. 

On Your Side^® Interactive Retirement Planner^SM

This calculator can help set retirement goals, track progress and find ways to improve a retirement outlook − all in about 10 minutes. Use On Your Side^® Interactive Retirement Planner^SM

Asset Allocation

Input the number of years you have until retirement, the years you’ll spend in retirement and your investment style. You’ll see an allocation model that may help you decide how to allocate your investments.  The use of asset allocation does not guarantee returns or insulate you from potential losses. Use Asset Allocation.

College Funding

This simple calculator helps you determine how much is needed for college expenses and how much is needed to set aside each year in preparation. Use College Funding.

Paycheck Impact

Thinking of increasing or starting contributions to your employer-sponsored retirement plan? Use this calculator to get an idea of how your take-home pay would be affected. Use Paycheck Impact.

Roth Conversion Calculator

This calculator can help you decide if it makes sense to convert some of your traditional IRA dollars to a Roth IRA. Use the Roth Conversion Calculator.

Roth IRA vs Employer-Sponsored Plan

Don’t know if you should invest more through your employer-sponsored plan or in a Roth IRA? Use this calculator to see the effect of each. Use Roth IRA vs Employer-sponsored Plan (ESP).

Roth Retirement Plan Analyzer

Will the Roth 401(k) option result in significant tax advantages? Learn about the factors at play. Use Roth Retirement Plan Analyzer.

Future Value

Want to see how retirement accounts could grow over time and learn how tax-deferred investments could help? Keep in mind that this calculator uses hypothetical rates of return to produce hypothetical projections, so it may not reflect the actual growth of your own investments. Use Future Value.

Calculating Retirement Plan Savings

Run the numbers to see how long assets will last in retirement and what could happen if investors save and invest more. You'll provide numbers, such as the number of additional years an investor will work, pension, 401(k) savings contributions and balance, years spent in retirement and the percentage of current income an investor will need in retirement. Use Calculating Retirement Plan Savings.

Important information

We provide these tools and calculators for informational and educational purposes only. They don't provide investment advice. Please discuss your specific situation with an investment professional.