Individual Retirement Accounts — IRAs

People love to do things on their own. Like remodeling a kitchen, creating art or growing a garden.

IRAs (aka Individual Retirement Accounts) are a popular method of do-it-yourself investing. They can help you mold your retirement future with your own hands. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

What is an IRA?
An IRA is a personal investment plan that is designed to help all kinds of people save for retirement. As long as you earn taxable income such as wages, salaries, fees, tips, bonuses, commissions and taxable alimony, you can contribute.

There is no minimum or required IRA contribution. And all earnings from an IRA are untaxed until withdrawn. In the case of the Roth IRA, withdrawals may even be tax-free under certain conditions. Keep in mind, neither Nationwide^® nor its representatives provide tax or legal advice. You should consult with your attorney or other professional advisor for such advice.

What’s your situation?
And, remember, as your life changes, so may your financial needs.

• Would you like a break from taxes now or later?
• Changing jobs
• What to do when your employer ends your retirement plan
• Hello, retirement − the golden years!

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value