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Woman looking leftTraditional, Roth or rollover? Three popular IRAs. Your tax or job situation determines the right type for you.

Types of IRAs

There are three main types of IRAs. Is one right for you?

  • Traditional —Take a tax deduction on current contributions, allows the potential for tax-free compound growth, but pay taxes when you make a withdrawal
  • Roth — Pay taxes now, earn tax-free income later, assuming the account has been held for at least five years and you are at least 59½ years old
  • Rollover — For job changers, recent retirees or those wanting to consolidate retirement plans from previous employers

Keep in mind, neither Nationwide® nor its representatives provide tax or legal advice. You should consult with your attorney or other professional advisor for such advice.

Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value

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Your investment professional can also help you understand if you may benefit from an IRA.

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