Custom Business Liability Insurance

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Liability Insurance Options Tailored to Your Business

Business liability insurance is a critical part of any insurance portfolio, regardless of your industry. Nationwide offers great basic plans that can be easily customized with a wide variety of business liability insurance options to give you the coverage you need.

You can enhance a basic policy with additional commercial liability insurance options, known as endorsements, that meet the specific needs of your business. Below are typical liability insurance endorsements.

Product and completed operations liability insurance

Provides protection for bodily injury and property damage that occurs away from your premises that are caused by your products or your work. The amount of coverage and the level of risk depend on your business type.

Employment related practices liability insurance

Covers wrongful termination, wrongful refusal to employ, invasion of privacy or defamation claims made by your employee against you, the employer.

Directors and officers liability insurance

Provides coverage for situations where a poor decision was made by a company’s board of directors or officers resulting in a claim for damage. Coverage can be provided for condominium associations, golf courses and churches.

Liquor liability insurance

Protects you against claims for injury sustained by reason of you selling, serving or furnishing any alcoholic beverage during the course of your business operations.

Fire legal liability

Provides coverage for fire damage to premises you rent or occupy with the landlord’s permission. You must have been negligent in causing the fire for this coverage to respond.

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