Riders and Programs for Life Insurance

How can you tailor a life insurance policy to meet your unique needs?

You add something extra to it − like an optional rider or program. Riders and options offer additional coverage and protection on select life products at an additional charge.

Spouse rider

This rider provides level term insurance on the insured’s spouse. It can be converted to its own whole life policy at certain times and within certain age limits. This rider will terminate when the base policy ends or the spouse reaches a certain age. Please check the insurance contract for specific details.

Child rider

This rider pays a benefit upon the death of the children of the insured person.

Life insurance is issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Company, Columbus, Ohio. Riders may not be available in all states. Protections and guarantees are subject to the claims-paying ability of the Nationwide Life Insurance Company.