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Livestock Insurance

Livestock (cows, swine, goats, lambs and sheep) insurance and poultry (chickens, turkeys) insurance coverages can vary widely among farm insurance companies. It’s important to understand what’s covered in your farm insurance policy and what isn’t.

A Nationwide Agribusiness farm insurance policy provides property coverages for both livestock insurance (including bull insurance) and poultry insurance (including turkey insurance and other types of bird insurance) to cover the farming operations and facilities that raise birds.

AgriChoice^® Farm Insurance

Our AgriChoice insurance package provides Broad Causes of Loss for livestock which include the following:

• accidental shooting
• attacks (except sheep) by dogs or wild animals
• earthquake loss
• electrocution
• flood loss
• loading and unloading accidents
• sudden and accidental collision damage causing death

Learn about our livestock insurance options.

Most farm insurance policies, including Nationwide Agribusiness' AgriChoice insurance policy, do not provide coverage for losses caused by livestock and poultry disease or from old age or natural death. Farm insurance policies typically provide a special limitation on the value of any one animal (although higher limits may be available).

Specialized coverage, commonly known as Livestock Mortality insurance, protects against livestock disease, old age or death by natural causes. This usually requires your agent to acquire a separate policy from another insurer.

Newly acquired livestock?

Most farm insurance policies provide an automatic extension on farm personal property to cover newly acquired livestock. It won't typically be covered under livestock insurance. The policy requires you to report new animals within certain time frames specified in the policy.

Review your policy with your agent to be sure you're aware of coverage limits and reporting requirements for your newly acquired livestock.