Loan Rates

We offer more than just attractive loan interest rates

Attractive Nationwide Bank loan rates are just the beginning. Learn more about all the helpful features our online loans offer. Find the borrowing solution that you’ve been looking for to help you make smart choices with your money.

Let us help you find the financing to fit your needs. Start paying less on what you borrow today!

All loans subject to underwriting.

¹ Interest rates and the APR are subject to change at any time and without notice due to changes in the mortgage market. These rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the principal and interest (P&I) amounts are both based on a loan amount of $150,000 for the purchase of a primary residence, with 80% loan-to-value (LTV), approximately 15 days prepaid interest, origination charges of $795, an additional $422 in prepaid finance charges, plus discount points shown for a 60-day lock.

Our loans do not have prepayment penalties, and we normally require the escrow of taxes and insurance, which will be in addition to the principal and interest payments shown above. Be sure you understand the terms of the loan you are applying for.

² The APR includes all finance charges associated with a loan, such as the interest rate, points, any fees, etc. Interest rates and the APR are subject to change at any time and without notice due to changes in the mortgage market. These rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the principal and interest (P&I) amounts are both based on a loan amount of $150,000 for the purchase of a primary residence, with 80% loan-to-value (LTV), approximately 15 days prepaid interest, origination charges of $795, an additional $422 in prepaid finance charges, plus discount points shown for a 60-day lock. For adjustable rate mortgages (ARMs), the rates may increase after consummation. All of our ARM programs have a 30-year term.

Our loans do not have prepayment penalties, and we normally require the escrow of taxes and insurance, which will be in addition to the principal and interest payments shown above. Be sure you understand the terms of the loan you are applying for. For additional important information regarding adjustable rate mortgages, please click here.

³ Interest rates and the APR for non-conforming are subject to change at any time and without notice due to changes in the mortgage market. These rates may also adjust according to credit and property approval based on secondary market guidelines. The rates shown are based on average interest rates for customers with a good credit history. Your individual rate may vary. The APR calculation and the principal and interest (P&I) amounts are both based on a loan amount of $600,000 for the purchase of a primary residence, with 75% loan-to-value (LTV), approximately 15 days prepaid interest, origination charges of $795, an additional $422 in prepaid finance charges, plus discount points shown for a 60-day lock. For adjustable rate mortgages (ARMs), the rates may increase after consummation. All of our ARM programs have a 30-year term.

⁴ The maximum APR that can apply is 24.99% or the maximum amount permitted by law, whichever is less. All rates are based on The Wall Street Journal prime. Variable rates subject to change after consummation of the loan. Total line of credit is calculated based on appraisal value of your home. Total line of credit not to exceed 80% of the appraised value of the property minus any existing mortgage balances.

⁵ APR reflects a 36-month fixed rate term for a customer who has excellent credit. APR also reflects the discount for automatic/ACH payments on this loan on the scheduled due date(s). All loans are subject to underwriting and your individual APR and term may vary based on your creditworthiness, amount financed and age of vehicle. 

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Consumer Credit Card Pricing Document (Shumer Box)
Credit Card Agreement and Disclosure

You’ll receive a 0% fixed APR or “Annual Percentage Rate” for the first 12 billing cycles from the date of each automotive repair purchase. After that, your APR will range from 11.24% to 19.24%, based on our evaluation of your credit. Rates subject to change as often as monthly. This offer is subject to approval. Your APR for purchases and balance transfers is 0% for the first 6 billing cycles following the opening of your account. After that, your APR will range from 11.24% to 19.24%, based on our evaluation of your credit. Rates subject to change as often as monthly. Nationwide Bank reserves the right to withdraw this offer at any time.