- Money Market Rates
- Open a Money Market Account
- Money Market Comparison
- What is a Money Market Account
Account Access and Services
Money Market Rates
Start earning more with Nationwide Bank® money market rates
With our higher yield money market interest rates, you can enjoy a premium savings account that allows you to easily access your money with many of the features of a traditional savings account. Find the attractive Nationwide Bank money market rate you’ve been looking for and start earning valuable interest today.
A money market account is a longer-term savings option that lets you conveniently deposit, move or withdraw your money as you see fit. To earn money faster than with a traditional savings account, open a money market account and watch your funds grow with higher interest money market rates.
Unlike some other types of longer-term savings strategies, our FDIC insured money market accounts offer security and a money market rate that safely maximizes your savings. Although a money market account does not offer unlimited access, there are no penalties for withdrawing from or accessing your account on a monthly basis*. Get the benefits of secure money market rates and convenient accessibility when you need it.
Enjoy long-term savings benefits and open a money market account today!
Find money market rates that can help you earn more
| Balance | Annual Percentage Yield (APY**) |
|---|---|
| Up to $999.99 | 1.50% |
| $1,000 - 9,999.99 | 1.50% |
| $10,000 - 24,999.99 | 1.50% |
| $25,000 - 49,999.99 | 1.50% |
| $50,000 - 99,999.99 | 1.50% |
| $100,000 + | 1.50% |
Fees may reduce the earnings on the account.
In addition to a great money market rate, you’ll also enjoy helpful account features like free online bank account access and services.
Find higher money market interest rates
We want to help you make smart decisions with your money and understand if the long-term savings benefits of a money market account are right for you. To decide if you’re ready to start increasing your earning potential with an attractive money market rate, get the details below. And be sure to read our account terms and conditions.
Money market features
From attractive money market rates and free online banking, this FDIC insured account1 also features your first order of checks free, free online statements detailing monthly activity and a free ATM card upon request. Additional features include:
- Access to more than 37,000 Allpoint surcharge-free ATMs and 400,000 Visa®/PLUS ATMs across the country
- Two free non-Nationwide Bank ATM transactions per month2
- Free money transfer between your Nationwide Bank accounts and no charge from Nationwide Bank for transfers to and from other banks
- The ability to complete transactions online, over the phone, at an ATM or by mail
- A link to a checking account for overdraft protection, if desired
- $1,000 minimum opening balance
- $1,000 minimum daily balance
Money market terms
A money market account offers the convenience that other long-term savings options can’t – with attractive interest rates!
We allow up to six (6) preauthorized withdrawals per monthly statement
cycle, including telephone or electronic transfers, check or
point-of-sale transactions. This limit does not apply to the number of
withdrawals you can make at an ATM, by mail or at a Nationwide branch,
giving you the flexibility you need to watch your money grow while still
having the availability to access your assets throughout the month. Other
important terms include:
- No monthly maintenance fee with $1,000 minimum daily balance; otherwise $8.00
- Free online statements detailing monthly activity; paper statements available at no additional cost
- Two free non-Nationwide Bank ATM transactions each month2; $1.50 per transaction thereafter
- See our account terms and conditions for more information
Still undecided? Compare money market benefits and alternatives so that you’re confident with your decision and can begin earning more on what you save with Nationwide Bank.
Open a money market account today!
* Up to 6 pre-authorized withdrawals per monthly statement cycle allowed including telephone or electronic transfers, check or point-of-sale transactions. This limit does not apply to the number of withdrawals you can make at an ATM, by mail or at a Nationwide branch.
1 FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.
2 First two non-Nationwide Bank ATM transactions per month are free, but surcharges from ATM owner may apply. Non-Nationwide Bank ATM transactions are free for Nationwide Associate and Agency Banking Program members, but surcharges from ATM owner may apply.
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