Buy or refinance your next motorcycle with financing from Nationwide Bank®. You’ll get low motorcycle loan rates, flexible terms and help with any questions you have along the way.
Refinance Your Motorcycle Loan and Save on Monthly Payments
|Loan type||APR* as low as|
|New, used and refinance motorcycle loan rates||7.00%|
Depending on the amount you wish to borrow for your motorcycle loan, you can find a term that suits your needs. The motorcycle financing terms below are available in six-month increments.
|Loan amount||Terms available|
|$12,000+||Up to 60 months|
|$1,000 - $11,999||Up to 48 months|
Whether you’ve picked out the perfect bike or are still searching, consider a motorcycle loan from Nationwide Bank. You’ll get the same great rate on motorcycle financing for new or used bikes. If you already have a motorcycle loan, consider a motorcycle refinance to save on your monthly payments.
Nationwide Bank has a quick and secure motorcycle financing application so you can get the loan you need to buy the motorcycle you want. In general, we look for the following requirements when evaluating loan applications:
- Established and positive credit history
- No late payments on your mortgage, auto loans, credit cards, or other credit obligations in the past 12 months
- No collection accounts, judgments, liens or bankruptcy in the last five years
- Continuous employment for the past two years
- You must be 18 years or older to apply for motorcycle financing
If you don’t have a motorcycle picked out yet, that’s OK – you can still apply to be preapproved for motorcycle loans.
|Personal information||Financial information||Motorcycle information|
If you are applying for motorcycle financing with another person, you will need to have that person’s ID and residence information, too.
Do I have to purchase a motorcycle through an authorized dealer in order to get financing?
No, you can buy your motorcycle from a dealership or a private party when you finance your motorcycle with Nationwide Bank.
After I’m approved, how quickly can I get a check?
After you fill out the motorcycle loan application online and you are approved, we’ll send you motorcycle financing documents to read, sign and return. Once we receive your signed documents, you’ll get a check in two business days.
Is it possible to pay off my motorcycle loan early?
Yes, you can pay off your loan early with no penalties.
How much is my current motorcycle worth?
If you’re going to trade in your current car or sell it to another person, it’s important to know a fair asking price. Use websites like nada.com to find out what your motorcycle is worth.
What isn’t included in the price of my motorcycle?
After you’ve negotiated a fair deal, you may be surprised to find yourself writing a check for more than you thought. When you buy a motorcycle, be sure to factor in:
- Sales tax
- License and registration fees
- Dealer administrative fee
- Extended warranty, if you purchase one
Don’t forget that Nationwide can provide you with the insurance you need to stay protected on the road. Request a motorcycle insurance quote from Nationwide Insurance today.