Sled smarts: Nationwide offers tips for choosing snowmobile insurance
FOR IMMEDIATE RELEASE
October 31, 2007
Kathryn Hampton 614-677-2296
Liz Christopher 614-249-7705
Columbus, Ohio- As snowmobile owners prepare to take to the trails with friends and family this winter, Nationwide reminds enthusiasts that proper insurance coverage is crucial to enjoying the ride.
“According to the International Snowmobile Manufacturers Association, the average snowmobiler spends $6,550 on a snowmobile and $1,100 on accessories such as clothing and a trailer,” said Mitch Roggemann, national sales director for Nationwide’s Property & Casualty Specialty Products. “It is important to choose the right coverage to protect this investment.”
Nationwide offers the following tips for snowmobile owners choosing insurance coverage:
Cover your snowmobile with a dedicated policy. If your
snowmobile is covered under a homeowner’s policy, you may not be as
protected as you think. Many riders don’t realize that snowmobile
damage usually is not covered under a homeowner’s policy if the
snowmobile is ridden off the insured individual’s property. Companies
like Nationwide have stand-alone policies for snowmobiles that keep you
covered on, and off, your property.
Check for discounts. Taking a safety course will teach you
valuable skills about everything from trailering to handling rough
terrain. Plus, many companies, like Nationwide, offer policy discounts
for snowmobilers who have completed a safety course. Other discounts
are available to riders who belong to organizations such as a state
Protect the extras. If you’re adding a personal touch to your
snowmobile, check on insurance coverage first. Some policies include
custom equipment as part of the standard coverage – a big benefit if
you are investing in costly after market parts.
- Ask about roadside assistance or trip interruption coverage. Many owners trailer their snowmobiles to their favorite riding spot. Be sure your coverage includes reimbursement for lodging, transportation and meals if you are stranded due to an accident or breakdown.
- Check to see if one policy can cover all your motorized transportation and toys. Nationwide policies cover up to 12 vehicles, including motorcycles, Segways™, golf carts, dune buggies and ATVs.
Nationwide’s policies cover theft, collision, vandalism, and damage caused by uninsured or underinsured drivers with some conditions and exclusions. To learn more about snowmobile or power sports insurance or to find an agent, visit www.nationwide.com.
Nationwide, based in Columbus, Ohio, is one of the largest diversified insurance and financial services organizations in the world, with more than $160 billion in assets. Nationwide ranks #104 on the Fortune 500 list. The company provides a full range of insurance and financial services, including auto, motorcycle, boat, homeowners, life, commercial insurance, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services. For more information, visit www.nationwide.com.
Nationwide, the Nationwide Framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company.