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Find the Right Ohio Auto Insurance Coverage for Your Needs

Feel secure knowing you have an insurance provider you can rely on. With Nationwide, it's easy to customize your policy with affordable options for Ohio auto insurance.

Ohio car insurance coverage your policy must have

Liability coverage

As a resident of Ohio, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.

When you buy Ohio auto insurance coverage, you'll need at least the required state minimum amount: $12,500/$25,000/$7,500. So in the event of an accident, if you're at fault, you're covered up to $12,500 for bodily injury for each person involved, with a total maximum of $25,000 coverage per accident. Your policy also covers up to $7,500 in property damage per accident.

Liability coverage also provides for your legal defense expenses if you are sued as a result of a covered accident.

Ohio auto insurance coverage that's smart to have

It's often a good idea to add the following coverages to your policy so you can enjoy the security of being protected on the road:

Comprehensive

This type of Ohio auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible). Such incidents include theft, fire, vandalism, glass breakage, and contact with animals.

Collision

Collision coverage is used to repair your vehicle when physical damage occurs from collision with another vehicle or object (subject to deductible).

Uninsured/underinsured motorist

Protects you in the event of an accident where the other party is at-fault and either doesn't carry insurance or is underinsured.

Tailor your policy with these options

Accident Forgiveness

With this optional coverage, Nationwide will not raise your auto insurance rates following your first at-fault automobile accident. Learn more about Accident Forgiveness.

Roadside Assistance

Nationwide Roadside Assistance coverage is available in two different levels, Basic and Plus, so you can choose the one that works best with your budget. Get covered for fuel delivery, lockout service, jump-starts and more.

Loss of use

If you can't drive your car due to a covered loss, this coverage helps pay for a rental car or other transportation expenses so you can get back on the road.

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