Nationwide Ohio Auto Insurance Advantages

Nationwide makes it easy for you to find dependable Ohio auto insurance. We can show you options so you can choose the coverage that's right for your needs, goals and budget, including bodily injury liability and property damage.

With our On Your Side® Claims Service, you'll get:

  • A written guarantee on repairs for as long as you own or lease your car
  • A choice of qualified car repair shops you can trust
  • The ability to see your repair online

Having auto insurance is the law in Ohio

In 2012, there were nearly 300,000 total reported car crashes in Ohio, according to the Ohio Department of Public Safety. This includes run-ins with animals, crashes with other vehicles and accidents related to bad weather. 

Costs from even a simple accident may add up quickly. That’s why it’s important to have the right insurance coverage. 

Ohio drivers who can afford it can offer proof that they can pay for an accident and not have to buy auto insurance. The rest of us are required by law to have a certain amount of car insurance coverage. According to the Ohio Bureau of Motor Vehicles (BMV) , the law requires financial responsibility in the minimum amount of: 

  • $25,000 for bodily injury to or death of one individual in any one accident
  • $50,000 for bodily injury to or death of two or more individuals in any one accident
  • $25,000 for damage to the property of others

Liability protects other drivers, but there are many ways you can protect your car, your passengers and your wallet. 

For drivers who are involved in an automobile crash in Ohio and don’t have appropriate car insurance or other financial responsibility proof, strict penalties may apply. Uninsured drivers may have a security suspension for two years or more and a judgment suspension for an indefinite period until the judgment is settled.

Learn more about Ohio auto insurance requirements at the Ohio Bureau of Motor Vehicles website.

Important message to parents about Ohio auto insurance

The minimum driving age in Ohio is set at 15.5 years. Adding a teenage driver to a car insurance policy may increase rates because teens in the Buckeye State are among the most expensive to insure. This is due, in large part, to their inexperience behind the wheel.

However, studies show that students with higher grades are involved in fewer accidents. Students in Ohio who maintain a B average or better in school may qualify for a discount on car insurance with us.

Insurance coverage for your home, car and family

At Nationwide, we offer more than just auto insurance coverage, such as homeowners and renters insurance, life insurance, and travel insurance. Simplify your life and take advantage of more insurance discounts by choosing a single insurance provider for all of your needs. 

Over the last 80 years, Nationwide has grown from a small Ohio-based auto insurance company into one of the largest insurance and financial services companies in the world by helping customers protect what’s most important to them.