Feel secure knowing you have an insurance provider you can rely on. With Nationwide, it’s easy to customize your policy with affordable options for Oklahoma auto insurance.
Oklahoma car insurance coverage your policy must have
As a resident of Oklahoma, there are two types of liability coverage your insurance policy must include: property damage and bodily injury.
- Property damage safeguards your assets if you are found legally responsible for a covered accident. It covers certain damage you may cause to the property or vehicle of another party.
- Bodily injury safeguards your assets if you’re found legally responsible for a covered accident, including certain expenses associated with bodily harm sustained by the other parties.
The minimum amount of Oklahoma auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person’s property.
Liability coverage also provides for your legal defense if a suit is brought against you as a result of a covered accident.
Oklahoma auto insurance coverage that’s smart to have
It’s often a good idea to add the following coverages to your policy so you can enjoy the security of being protected on the road:
This type of Oklahoma auto insurance coverage is used to repair your vehicle when physical damage occurs from non-collision related incidents (subject to deductible). Such incidents include theft, fire, vandalism, glass breakage, and contact with animals.
Collision coverage is used to repair your vehicle when physical damage occurs from collision with another vehicle or object (subject to deductible).
Uninsured/underinsured motorist – bodily injury
Intends to cover damages due to bodily injury that you and others are legally entitled to recover from another driver who is not insured or is underinsured.
May cover necessary medical expenses for you and other persons who are covered under your vehicle’s policy in the event of an accident, regardless of who is at fault.
Tailor your policy with these options
Towing and labor
Provides reimbursement for towing and repairs where the breakdown occurred.
Loss of use/rental car expense
If you can’t drive your car due to a covered loss, this coverage helps pay for a rental car or other transportation expenses so you can get back on the road.