• Oklahoma Auto Insurance Coverage
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Oklahoma Auto Insurance Coverage

Learn about your coverage options so you can choose the Oklahoma auto insurance  that’s right for your needs, goals and budget.

Oklahoma car insurance coverage your policy must provide

Liability coverage

There are two types of liability coverage available:

• Property damage safeguards your assets if you are found legally responsible for a covered accident. It covers certain damage you may cause to the property or vehicle of another party.
• Bodily injury safeguards your assets if you’re found legally responsible for a covered accident, including certain expenses associated with bodily harm sustained by the other parties.

The minimum amount of Oklahoma auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person’s property.

Liability coverage also provides for your legal defense if a suit is brought against you as a result of a covered accident.

Oklahoma auto insurance coverage that’s smart to have

You may want to consider adding the following coverages to your policy. We offer several affordable options, like comprehensive coverage, to give you peace of mind both on and off the road.

• Comprehensive – Covers damage to your vehicle not caused by collision or upset. Examples include damage or loss resulting from contact with animals, theft, fire, vandalism, and glass breakage along with other non-collision related accidental losses (subject to deductible).
• Collision – Intends to cover physical damage to your vehicle resulting from collision with another vehicle or object (subject to deductible).
• Uninsured and underinsured motorist bodily injury– Intends to cover damages due to bodily injury that you and others are legally entitled to recover from another driver who is not insured or is underinsured.
• Medical benefits –May cover necessary medical expenses for you and other persons who are covered under your vehicle’s policy in the event of an accident, regardless of who is at fault.

Tailor your policy with these Oklahoma car insurance coverage options

• Towing and labor – Provides reimbursement for towing and repairs where the breakdown occurred.
• Loss of use/rental car expense –Helps pay for a rental car or other transportation (such as bus or subway)if your car cannot be driven to a loss covered under comprehensive or collision coverage, up to the selected limit.

_{Average annual savings based on Nationwide policyholder data collected nationally through July 2007 for customers who switched to Nationwide.}

_{Insurance terms, definitions, and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies, and/or declaration pages which control coverage determinations. Such terms may vary by state and exclusions may apply.}