Nationwide® Options® Select

Nationwide^® Options^® Select

You buy a house. You have a baby. You receive a handsome pay raise. As your personal situation changes, so do your life insurance needs. But no matter what changes you make along the way, Nationwide Options Select has the potential to grow with you.

Want more information about Nationwide Options Select?

What is Nationwide Options Select?

Options Select is a variable universal life insurance policy with investment features. Nationwide Options Select gives you all three advantages — growth potential, access to possible cash value and death benefit protection.

What are the benefits?

With Options Select, you can protect your family, accumulate assets and access your investment when you need it. You also can benefit from tax-deferred growth potential, tax-free transfers among the investment subaccounts and an income tax-free death benefit to your beneficiaries. If properly structured, you may avoid estate taxes as well!

Federal income tax laws are complex and subject to change. Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answer to specific questions.

Options Select is more than just a death benefit. You can access the cash value* in it to pay for college expenses or retirement income. To help you choose the right investments, Options Select has a number of services to make it a little easier for you. These additional features and riders — like the long term care rider — let you customize your policy to fit your life (if available in your state and at an additional charge).

With all of this, you’ll feel confident that you’ve helped protect your family’s future financial well being.

*Assumes the contract qualifies as life insurance under section 7702 of the Internal Revenue Code (IRC) and is not a modified endowment contract (MEC) under section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under section 7702A. Loans and partial withdrawals from a MEC will generally be taxable and, if taken prior to age 59½, may be subject to a 10% tax penalty.

Before deciding on a variable life insurance policy, you should carefully consider the investment objectives, risks, charges and expenses of the policy and its investment options. The product prospectus and underlying fund prospectus contain this and other important information. To obtain a product prospectus, click on the product prospectus below. For an underlying fund prospectus, contact your investment professional or Nationwide. Read the prospectus carefully before you make a purchase.

Investment products offered are not FDIC-insured, may lose value, have no bank guarantee.

Want to learn about funds for Nationwide Options Select?

Fund List
Performance (PDF)
Nationwide Allocation Architect model performance (PDF)
How to choose funds

Guarantees and protections are subject to Nationwide's claims-paying ability. They do not apply to the investment performance or safety of the underling investment options. Underlying sub accounts are only available as investment options in variable insurance contracts issued by life insurance companies. They are NOT offered directly to the general public.

Variable universal life insurance is issued by Nationwide Life Insurance Company, or Nationwide Life and Annuity Insurance Company, Columbus, Ohio